
“I don’t bank online, so hackers can’t mess with me.” Once they know your name and email address - which are pretty easy to find - you are likely to be included in those hacking programs. The hackers’ “nets” are sophisticated computer programs methodically trying to compromise the accounts of thousands of people across hundreds or thousands of different online services. They’re casting a wide net to gather as many fish as they can, without concern for which fish they catch. Much like a fisherman, hackers aren’t looking for a specific fish. Unless you are a high-profile individual, it’s extremely unlikely someone is targeting you specifically. I frequently tell people not to fear being tracked online because you and I just aren’t that interesting.

As you’ll see, they can damage your reputation and cause you a ton of hassle and stress. Even if they never steal a dime from you, hackers can still hurt you. Sure, if you have money to be stolen, hackers will be happy to relieve you of some or all of it. Why? Because by stealing your personal information, they can make money no matter how much is in your bank account. They have no idea how much money you have. This is a common comment, but it assumes hackers only target rich people. “I don’t have much money, so hackers won’t come after me.”

Prevention is easier than you think and much less costly than recovering from a problem. Any of your online accounts, if compromised, can cause you anything from incredible hassle to loss of money to identity theft.
